Rent or sell a second property: what to compare

Educational examples, not individualized financial advice. No market-price data is provided.

Start by describing the decision. Do you need liquidity, less work or recurring income? Write down the ownership costs and restrictions before assigning a target return. An estimated property value alone does not answer which option fits your situation.

For renting, use rent actually received or a clearly identified unverified assumption. Include vacancy, administration, taxes, insurance, maintenance and financing. Cash flow uses the full mortgage payment you actually pay each month.

For selling, compare the expected proceeds after debt repayment and transaction costs, not the advertised price. Request the applicable tax and contractual details from qualified local professionals. Do not assume that asking prices equal completed sales or that every sale has the same costs.

Use the same period for both scenarios. Identify missing inputs and test how vacancy or a repair changes the comparison. Record actual outcomes later. AVORA’s property analysis requires space, availability and restriction details; a five-field preview cannot establish rental potential or select a reliable strategy.